Unique Research · Recap · August 1, 2024 · Event: July 25, Shanghai — “Fintech New Momentum: AI in Financial Innovation & Services” (Unique Research Open Day)
Speakers: Chai Zhiwei, Founder & CEO, DeepChing / Shenqing Tech (深擎科技); Zhou Jian, Founder & CEO, Lanma Tech (澜码科技) — Unique Partner; Guo Erdong, Partner, Tianxin Tech (甜新科技). Talks + live Q&A.
Chai Zhiwei — LLMs in securities
Three realities: (1) Clients excited and anxious — “must not miss,” but spend unclear; model sprawl, eval fatigue, high scene expectations vs. uncertain ROI. (2) Landing turning rational — end-to-end ambition hits financial professionalism + data quality; C-end needs filing; high concurrency = complaint risk; replacing small models needs cost/reliability proof. (3) Main scenes today: AIGC, machine Q&A, employee assistants (personalized research, hot takes, morning/evening briefs, report “dehydration,” code/tests; doc chat, call-center Q&A; virtual personas for RMs — emotion secretary, view assistant, product marketing, skills drill).
High-value scenes named: AIGC single-stock move explain (coverage ×2, latency ×½ via multi-factor monitors); sector moves (short→mid/long→linked business in ~1 min); hot-event notes; industry reads + personalized holdings; fund post-investment monthly reports. Thesis: foundation model + AI Agent + financial data → vertical model with controllable structure. Five challenges: pull business into scene crafting; integrate internal/external data assets; fight hallucination for stable delivery; build ops systems + process mining; grow digital talent and spread Agents.
Guo Erdong — AIGC video interactive marketing
5G-era VCRM: AI + video replaces text as primary touch. Tianxin’s VCRM covers acquire → nurture → service → repurchase. Finance scenes: insurance (unpaid-policy pullback, gift→short→long upgrades, cross-sell, referral, WeCom); credit (first/repeat loan, dormant wake, campaign invite, app recall, repayment); banking (points mall, cross-sell, dormant wake, debit cards).
Floor Q&A
Audience pressed product systems, commercialization, Agent value, and how financial clients land models; three speakers answered from operating experience. Unique Research will keep exploring domestic LLM/genAI commercialization with ecosystem partners.