---
title: "Recap | AI Finance Innovation Practice — Shanghai Open Day"
author: "Unique Research"
sourcePublication: "Unique Research (FFCAP English library)"
originalPublishedAt: "2024-08-01T16:00:00+08:00"
canonical: "https://ffcap.cn/en/research/20240801a060k200"
source: "https://ffcap.cn/en/research/20240801a060k200"
language: "en"
cnSourceUrl: "https://view.inews.qq.com/a/20240801A060K200"
---

# Recap | AI Finance Innovation Practice — Shanghai Open Day

_Unique Research · Recap · August 1, 2024 · Event: July 25, Shanghai — “Fintech New Momentum: AI in Financial Innovation & Services” (Unique Research Open Day)_

Speakers: **Chai Zhiwei**, Founder & CEO, DeepChing / Shenqing Tech (深擎科技); **Zhou Jian**, Founder & CEO, Lanma Tech (澜码科技) — Unique Partner; **Guo Erdong**, Partner, Tianxin Tech (甜新科技). Talks + live Q&A.

## Chai Zhiwei — LLMs in securities

**Three realities:** (1) Clients excited and anxious — “must not miss,” but spend unclear; model sprawl, eval fatigue, high scene expectations vs. uncertain ROI. (2) Landing turning rational — end-to-end ambition hits financial professionalism + data quality; C-end needs filing; high concurrency = complaint risk; replacing small models needs cost/reliability proof. (3) Main scenes today: **AIGC**, machine Q&A, employee assistants (personalized research, hot takes, morning/evening briefs, report “dehydration,” code/tests; doc chat, call-center Q&A; virtual personas for RMs — emotion secretary, view assistant, product marketing, skills drill).

**High-value scenes named:** AIGC single-stock move explain (coverage ×2, latency ×½ via multi-factor monitors); sector moves (short→mid/long→linked business in ~1 min); hot-event notes; industry reads + personalized holdings; fund post-investment monthly reports. Thesis: foundation model + AI Agent + financial data → vertical model with controllable structure. Five challenges: pull business into scene crafting; integrate internal/external data assets; fight hallucination for stable delivery; build ops systems + process mining; grow digital talent and spread Agents.

## Guo Erdong — AIGC video interactive marketing

5G-era VCRM: AI + video replaces text as primary touch. Tianxin’s VCRM covers acquire → nurture → service → repurchase. Finance scenes: insurance (unpaid-policy pullback, gift→short→long upgrades, cross-sell, referral, WeCom); credit (first/repeat loan, dormant wake, campaign invite, app recall, repayment); banking (points mall, cross-sell, dormant wake, debit cards).

## Floor Q&A

Audience pressed product systems, commercialization, Agent value, and how financial clients land models; three speakers answered from operating experience. Unique Research will keep exploring domestic LLM/genAI commercialization with ecosystem partners.

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Editorial English edition published on UniqueCapital: https://ffcap.cn/en/research/20240801a060k200
On-site reading page: https://ffcap.cn/en/research/20240801a060k200